GENERASI Z BERINVESTASI SYARIAH : IKUTI PELATIHAN, TINGKATKAN PENGETAHUAN

Rinwantin Rinwantin

doi:10.37600/ekbi.v5i2.688

Rinwantin Rinwantin STIE Bank BPD Jateng

DOI: https://doi.org/10.37600/ekbi.v5i2.688

Abstract

Knowing the factors that influence Gen Z's interest in investing in sharia is important to answer Gen Z's concerns about financial problems in the future. The increase in Sharia shares is an opportunity for varied and promising investment choices in the future, especially supported by the characteristics of Gen Z who are easy to learn new things and are familiar with the internet and the applications offered. This study aims to find out what factors influence Gen Z's interest in sharia investing. Obtained as many as 95 samples online. The data was processed using SPSS 26 with the results of Adjusted R2 of 0.412 and the results of the t test which concluded that the results of H1 and H3 were accepted, and H2 was rejected. The training variable has a sig value of 0.000 <0.05 and a coefficient of 0.067 the Knowledge variable has a sig value of 0.039 <0.05 and a coefficient of 0.136. So it can be concluded that in order to increase the interest of Gen Z, it is necessary to conduct training and increase knowledge about sharia investment, so that Gen Z who will be the next generation of the nation can feel financial freedom.

References

Abojeib, M., Haneef, M.A.M. and Mohammed, M. O.(Eds). 2018. “Islamic Economics: Principles and Analysis.” International Shari’ah Research Academy for Islamic Finance, Kuala Lumpur.
Abrilia, Nurya Dina, and Tri Sudarwanto. 2020. “Pengaruh Persepsi Kemudahan Dan Fitur Layanan Terhadap Minat Menggunakan E-Wallet Aplikasi Dana Di Surabaya.” Jurnal Pendidikan Tata Niaga (JPTN) 8(3):1006–12.
Adil, Mohd, Yogita Singh, and Mohd Shamim Ansari. 2022. “How Financial Literacy Moderate the Association between Behaviour Biases and Investment Decision?” Asian Journal of Accounting Research 7(1):17–30. doi: 10.1108/AJAR-09-2020-0086.
Aganeka, P. 2020. “The Influence Of Knowledge , Learning Motivation And Capital Market Socialization On Investment Accounting.” 5(1):104–121.
Anon. 2022. “Ojk.go.id.”
Arniati, Arniati. 2022. “Pengaruh Pelatihan Pasar Modal Terhadap Minat Berinvestasi.” Jurnal Riset Entrepreneurship 5(1):48. doi: 10.30587/jre.v5i1.3586.
Benaicha, Mohamed. 2020. “An Analysis of the Normative Parameters of Reward and Risk in Islamic Finance.” ISRA International Journal of Islamic Finance 12(3):303–23. doi: 10.1108/IJIF-07-2019-0100.
Harlan, Dwimastia. 2018. “Pengauh Kemudahan Penggunaan, Kepercayaan Dan Risiko Persepsian Terhadap Minat Bertransaksi Menggunakan E-Banking Pada UMKMdi Kota Yogyakarta.” FE UNY 23.
Mohamad, Shamsiah, Mezbah Uddin Ahmed, and Mohd Bahroddin Badri. 2017. “Preference Shares: Analysis of Sharīʿah Issues.” ISRA International Journal of Islamic Finance 9(2):185–89. doi: 10.1108/IJIF-07-2017-0008.
Prayudi, Krishna, Rini Rahayu Kurniati, Dadang Krisdianto, Program Studi, Administrasi Bisnis, Fakultas Ilmu Administrasi, Universitas Islam, Jl Mt, Haryono Malang, Lppm Universitas, Islam Malang, Jl Mt, and Haryono Malang. 2022. “Pengaruh Pengetahuan Investasi Dan Persepsi Risiko Terhadap Minat Investasi Saham.” 11(1):182–90.
Putra, Deni, Gusti Rahayu Ningsih, and Frida Amelia. 2021. “ANALISIS MINAT MASYARAKAT MENABUNG EMAS PADA UNIT PEGADAIAN SYARIAH SELAYO SOLOK.” 1(1):41–48.
Rinwantin, Rinwantin, and Yanti Pujiastuti. 2020. “Determinan Minat Mahasiswa Dalam Melakukan Investasi Syariah.” ECONBANK: Journal of Economics and Banking 2(2):121–28. doi: 10.35829/econbank.v2i2.97.
Rinwatin, and Taufiq Andre Setiyono. 2021. “MINAT GENERASI Z DALAM BERINVESTASI TABUNG EMAS JIMEA | Jurnal Ilmiah MEA ( Manajemen , Ekonomi , Dan Akuntansi ).” JIMEA | Jurnal Ilmiah MEA (Manajemen, Ekonomi, Dan Akuntansi) 5(2):203–11.
Saivasan, Rangapriya, and Madhavi Lokhande. 2022. “Influence of Risk Propensity, Behavioural Biases and Demographic Factors on Equity Investors’ Risk Perception.” Asian Journal of Economics and Banking 6(3):373–403. doi: 10.1108/ajeb-06-2021-0074.
Sitinjak. 2019. “Pola Strategi Investasi Investor Individu Saham Menurut Generasi X, Y, Dan Z.” 1(1):67–78.
Sugesti, Nina Laela, Aini Kusniawati, Faizal Haris, and Prabowo. 2019. “Pengaruh Omni-Channel Marketing Terhadap Minat Beli Konsumen (Suatu Studi Pada Produk Tabungan Emas PT. Pegadaian Syariah Cabang Padayungan).” Business Management and Entrepreneurship 1(4):92–101.
Tandio, Timothius, and A. A. G. P. Widanaputra. 2016. “Pengaruh Pelatihan Pasar Modal, Return, Persepsi, Risiko, Gender, Dan Kemajuan Teknologi Pada Minat Investasi Mahasiswa.” E-Jurnal Akuntansi Universitas Udayana 16(3):2–26.
Utami, Sulistyo Seti. 2017. “FAKTOR-FAKTOR YANG MEMENGARUHI MINAT PENGGUNAAN E-MONEY (Studi Pada Mahasiswa STIE Ahmad Dahlan Jakarta).” Balance XIV(2):29–41.
Wildan, Muhammad. 2019. “Pengaruh Persepsi Kemudahan Penggunaan, Efektivitas Dan Risiko Terhadap Minat Bertransaksi Menggunakan Financial Technology (Fintech).”